Meet the People Behind Your Financial Growth
Three experienced professionals who've spent years figuring out how to make financial education actually stick. We're not here to sell dreams—we're here to teach practical skills that work in real life.
Our Teaching Team
Each of us came to financial education through different paths, but we share something important: we've all learned that sustainable financial growth comes from understanding principles, not chasing shortcuts. Here's who you'll be learning from.
Marlowe Chen
Lead Financial Educator
Marlowe spent 12 years in commercial banking before realizing that most people never get taught the basics that bankers take for granted. She left her executive role in 2020 to focus on adult financial education. Her approach combines traditional banking knowledge with behavioral psychology—she's particularly good at helping people understand why they make certain money decisions.
Sebastian Torres
Senior Learning Designer
Sebastian brings 15 years of educational design experience to our programs. He's worked with universities, corporate training departments, and adult learning centers. What makes him valuable here is his ability to break down complex financial concepts into manageable steps. He's the one who figures out how to teach compound interest so it actually makes sense the first time.
Dahlia Ames
Community Relations Manager
Dahlia handles the human side of financial education. She has a background in behavioral finance research and spent years studying why smart people make poor money decisions. She's also our connection to the broader financial wellness community in Australia. When students need additional resources or have questions that go beyond our curriculum, Dahlia helps them find the right next steps.
How We Actually Teach
We've noticed that most financial education either talks down to people or makes everything sound more complicated than it needs to be. Our approach is different—we treat you like the intelligent adult you are, and we focus on skills you can actually use.
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We start with your current situation, not theoretical examples that don't match your life
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We explain the reasoning behind financial strategies so you can adapt them as your circumstances change
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We acknowledge that everyone's financial goals are different, and help you figure out what actually matters to you
Why We Started cythoralunivq
The three of us kept seeing the same pattern: people with good jobs and decent incomes who felt completely lost when it came to managing money. Not because they weren't smart, but because no one had ever taught them the practical skills they needed. Traditional financial advice either assumes you're already wealthy or treats you like you can't handle complexity. We wanted to create something in between—education that respects your intelligence while actually being useful.